CHEEZYSign Electronic Signature Levels

Last updated: February 1, 2026

CHEEZYSign provides advanced electronic signature solutions that comply with global e-signature regulations, ensuring your documents are secure, legally valid, and easy to manage.

IMPORTANT DISCLAIMER: The signature levels described below are provided for informational purposes. CHEEZYSign does not guarantee that any electronic signature will be legally enforceable in all jurisdictions or circumstances. Legal enforceability depends on applicable law, document type, jurisdiction, and surrounding facts. Users should consult qualified legal counsel.

1. Standard Electronic Signature

Our Standard Electronic Signature allows you to sign documents quickly and securely online. It is suitable for general agreements, approvals, and low-risk transactions. Features include:

• Timestamped record of the signature
• IP logging for audit purposes
• Encrypted transmission of the document
• Email-based signer identification
• Device fingerprinting
• Tamper-evident document hash
• Complete audit trail

Suitable for: Simple contracts, internal approvals, acknowledgments, and low-risk documents. Not suitable for: Legal agreements requiring strong enforceability, bank documents, government filings, or documents with significant legal or financial implications.

This level is designed to comply with the ESIGN Act (USA) and eIDAS (EU) for most low to medium risk transactions. Compliance is not guaranteed for all jurisdictions or use cases.

2. Advanced Electronic Signature (AES)

The Advanced Electronic Signature provides enhanced security and legal enforceability for most business and sensitive documents. Ideal for contracts, HR documents, and agreements with legal or financial implications.

• All features of Standard Signature
• Enhanced authentication of signer identity before signing
• Cryptographic hash (SHA-256) to ensure integrity of the signed document
• Comprehensive audit trail showing date, time, IP address, device, and browser used for signing
• Session continuity verification
• Multi-factor authentication support (where configured)

Suitable for: Business contracts, inter-company agreements, HR documents, rental contracts, vendor agreements, and other legally binding documents. Not suitable for: Bank documents, government filings, notarized agreements, or documents requiring a Qualified/Certified Signature under strict regulations.

The Advanced Electronic Signature is designed to comply with the ESIGN Act (USA) and eIDAS Advanced Signature standards in the European Union. Compliance is not guaranteed for all jurisdictions or use cases.

3. Qualified / Certified Electronic Signature (Optional)

For the highest legal assurance, CHEEZYSign supports qualified or certified electronic signatures where required. This includes identity verification through trusted certificate authorities and is suitable for high-risk legal documents such as notarized contracts, government filings, and financial agreements.

• Certified identity verification through trusted certificate authorities
• Strong cryptographic protection of the document
• Full compliance with international e-signature laws (where available)
• Qualified electronic signature certificates
• Timestamping by qualified timestamping authorities

Availability: Qualified/Certified signatures may require additional verification steps, third-party certificate authorities, and may not be available in all jurisdictions. Additional fees may apply.

4. Security and Compliance

All CHEEZYSign signatures are transmitted over secure SSL/TLS-encrypted channels and stored with end-to-end encryption. Our system maintains comprehensive audit trails, version control, and tamper-evidence mechanisms to ensure integrity and authenticity of every signed document.

CHEEZYSign is designed to adhere to global e-signature regulations, including:

• ESIGN Act (USA)
• UETA (USA)
• eIDAS (EU)
• UK Electronic Communications Act
• Local compliance in other jurisdictions where CHEEZYSign operates (subject to limitations)

CHEEZYSign does not guarantee compliance with all laws in all jurisdictions. Users are responsible for verifying applicable legal requirements.

5. Benefits of Using CHEEZYSign Signatures

• Legally recognized and enforceable electronic signatures (subject to applicable law and jurisdiction)
• Fast and seamless signing workflow
• Optional immediate payment collection after signature, with comprehensive transaction evidence
• High-level security and encryption
• Comprehensive audit trail for compliance, evidentiary purposes, and chargeback/dispute protection
• Multi-step authorization workflow creating strong evidence of informed consent
• Tamper-evident document integrity verification

6. Choosing the Right Signature Level

• For simple, low-risk agreements: Standard Signature
• For most business contracts and sensitive documents: Advanced Signature
• For high-risk, notarized, or legally mandated documents: Qualified / Certified Signature

All levels are fully integrated into CHEEZYSign workflows, allowing you to sign, send, and manage your documents securely and efficiently, with the option to collect payments immediately after signatures when applicable.

7. Signature Level Disclaimer

CHEEZYSign makes no warranty or guarantee regarding the legal validity, enforceability, admissibility, or legal effect of any electronic signature at any level. The categorization of signature levels is based on common industry standards and general regulatory frameworks, but:

• Courts and regulators may not recognize or accept electronic signatures in all cases
• Certain document types may require handwritten signatures or notarization under applicable law
• Legal requirements vary by jurisdiction, document type, and circumstances
• The suitability of any signature level for a particular purpose is your sole responsibility to determine

You should obtain independent legal advice before relying on any electronic signature for legally significant documents or transactions.

8. Contact Information

CHEEZYSign Email: [email protected]

Cookies Consent Banner

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This website uses cookies for operational purposes, security, transaction verification, and improving the user experience. By continuing to browse the site, you consent to this use in accordance with our Privacy Policy and Legal Policies.

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Full version:

We use cookies and similar technologies for website operation, data security, transaction verification, audit trail generation, measurement, and service improvement. Some cookies are strictly necessary for the functioning of the Service and cannot be disabled. By clicking “Accept” or continuing to use the website, you agree to this use in accordance with our Privacy Policy and Legal Policies.

[Accept All] [Manage Settings] [Strictly Necessary Only]

Consent for Data Use Before Submitting Forms

Short legal version:

☑ I consent to the collection and processing of the information I have provided in accordance with CHEEZYSign’s Privacy Policy and Terms of Service.

Full version:

☑ I consent to the collection and processing of the information I submit in this form for the purpose of handling my request, providing the Service, generating audit trails, and protecting against disputes, in accordance with CHEEZYSign’s Privacy Policy and Terms of Service. I acknowledge that I may request access, correction, or deletion of my personal information at any time, subject to CHEEZYSign’s data retention policies and legal obligations. I understand that certain transaction records and audit trail data may be retained for dispute protection and legal compliance purposes even after my request for deletion.

Consent for Signers Before Signing (NEW — Recommended Addition)

Before signing, the signer should see and accept:

☑ I confirm that I have reviewed and understood the document presented to me. I am signing this document voluntarily and with full knowledge of its contents and implications. I understand that my electronic signature, IP address, device information, email address, and timestamp will be recorded and may be used as evidence of my consent and authorization. I agree that this electronic signature is legally binding and equivalent to my handwritten signature. I acknowledge and accept the Terms of Service and Privacy Policy of CHEEZYSign.

Consent for Payers Before Payment (NEW — Recommended Addition)

Before authorizing payment, the payer should see and accept:

☑ I confirm that I have reviewed and signed the associated document and that I am now voluntarily authorizing this payment of [AMOUNT] in full knowledge of the amount, terms, and purpose. I understand that this payment will be processed by Stripe, Inc. and that my payment authorization, IP address, device information, and timestamp will be recorded and retained as part of CHEEZYSign’s audit trail system. I acknowledge that this payment authorization, together with my prior electronic signature, constitutes comprehensive evidence of an informed, voluntary, and deliberate transaction. I understand and agree that:

(a) This payment is being made in connection with the document I have just reviewed and signed, and I have had full opportunity to review all terms, amounts, and conditions before authorizing this payment.

(b) My electronic signature and this payment authorization together constitute conclusive evidence that I have knowingly and voluntarily agreed to the transaction and authorized this payment.

(c) I will not initiate a chargeback, payment dispute, or payment reversal with my bank, card issuer, or payment network on the basis that this transaction was “unauthorized,” “not recognized,” “fraudulent,” or “made without my knowledge,” as my completion of CHEEZYSign’s multi-step signature-and-payment workflow demonstrates otherwise.

(d) CHEEZYSign’s records of my actions — including my document access, document review, electronic signature, and payment authorization, together with associated IP addresses, timestamps, device information, email verification, and session data — are accurate and may be used as evidence in any chargeback dispute, legal proceeding, arbitration, or other dispute resolution process.

(e) If I initiate a chargeback or payment dispute after completing this authorization, CHEEZYSign and/or the document sender may provide all audit trail records and evidentiary data to the relevant financial institutions, card networks, and dispute resolution bodies to demonstrate that this transaction was authorized and deliberate.

(f) Initiating a fraudulent chargeback — meaning a chargeback filed despite having personally completed this multi-step authorization workflow — may constitute fraud under applicable law and may result in legal action, reporting to fraud prevention databases, and liability for all resulting fees, costs, and damages.

(g) This payment is processed exclusively by Stripe, Inc. CHEEZYSign does not hold, process, or custody any funds. CHEEZYSign’s role is limited to providing the technology platform and generating evidentiary records.

(h) The fees associated with this transaction include Stripe’s processing fee (retained by Stripe) and CHEEZYSign’s platform fee of 1% (retained by CHEEZYSign). The remaining transaction amount flows directly to the payee through Stripe.

(i) I have read and accept CHEEZYSign’s Terms of Service, Privacy Policy, Legal Policies, and Amendment 13 (Chargeback Protection), all available at https://cheezysign.com.

(j) I understand that this consent and all associated records will be retained for a minimum of seven (7) years for legal compliance and dispute protection purposes.

Payment Authorization Confirmation Page (NEW — Recommended Addition)

After payment is successfully processed, display:

✅ Payment Authorized and Recorded

Transaction Summary:

• Document: [Document Name]
• Signed by: [Signer Name / Email]
• Signature Timestamp: [Date/Time UTC]
• Signature IP Address: [IP Address]
• Payment Amount: [Amount]
• Payment Authorized: [Date/Time UTC]
• Payment IP Address: [IP Address]
• Transaction Reference: [Stripe Transaction ID]
• Session ID: [Internal Session ID]

Important Notice:

This transaction has been fully documented through CHEEZYSign’s multi-step authorization workflow. A comprehensive audit trail has been created and securely stored, including:

• Your electronic signature record
• Your payment authorization record
• IP addresses and timestamps for all actions
• Device and browser fingerprint data
• Email verification records
• Session continuity verification
• Document integrity hash (SHA-256)

These records confirm that you:

1. Received and accessed the document
2. Reviewed the document contents
3. Executed an electronic signature indicating agreement
4. Separately and affirmatively authorized this payment

This audit trail will be retained for a minimum of seven (7) years and may be used as evidence in the event of any dispute, chargeback, or legal proceeding.

A copy of the signed document and payment confirmation has been sent to your email address.

For questions about this transaction, please contact the document sender directly. For questions about CHEEZYSign’s platform, contact [email protected].

Email Confirmation to Signer/Payer (NEW — Recommended Addition)

Subject: Your Signed Document and Payment Confirmation — [Document Name]

Dear [Signer Name],

Thank you for completing your transaction through CHEEZYSign.

Transaction Details:

What happened:

1. You received and opened the document sent by [Sender Name]
2. You reviewed the document contents
3. You signed the document electronically
4. You authorized a payment of [Amount]

Your signed document is attached to this email.

Important Information:

This transaction has been fully documented with a comprehensive audit trail including your electronic signature, IP addresses, timestamps, device information, and consent records. These records are retained securely for a minimum of seven (7) years for legal compliance and dispute protection purposes.

This audit trail constitutes evidence that you reviewed, signed, and authorized this transaction voluntarily and with full knowledge of its contents and payment amount.

Questions about this transaction? Please contact [Sender Name / Company] directly at [Sender Email / Contact].

Questions about CHEEZYSign? Contact us at [email protected]

Best regards, CHEEZYSign https://cheezysign.com

Dispute Evidence Package Template (NEW — Recommended for Internal Use)

CHEEZYSign Chargeback Defense Evidence Package

This template should be auto-generated and provided to platform users when a chargeback is filed, and submitted to Stripe’s dispute system.

Transaction Evidence Summary

Transaction Reference: [Stripe Payment Intent ID] Dispute Reason Code: [Visa/MC/Amex Reason Code] Dispute Amount: [Amount] Date of Original Transaction: [Date] Date Dispute Filed: [Date]

Evidence of Authorized Transaction

CHEEZYSign’s platform requires every payer to complete a multi-step authorization workflow before payment is processed. The following evidence demonstrates that this transaction was authorized, informed, and deliberate:

1. Document Delivery

• Document delivered to: [Signer Email]
• Delivery method: [Email / Link]
• Delivery timestamp: [Date/Time UTC]

2. Document Access

• Document first accessed: [Date/Time UTC]
• Access IP address: [IP Address]
• Access device: [Browser / OS / Device]
• Access location: [Approximate location based on IP]

3. Document Review

• Pages viewed: [All / Specific pages]
• Total review time: [Duration]
• Page-by-page timestamps: [Available in full audit log]

4. Electronic Signature

• Signature executed: [Date/Time UTC]
• Signature IP address: [IP Address]
• Signature device: [Browser / OS / Device]
• Signature type: [Typed / Drawn / Click-to-sign]
• Signer email (verified): [Email Address]
• Consent to terms: ✅ Accepted Terms of Service, Privacy Policy, and signing consent

5. Payment Authorization

• Payment authorized: [Date/Time UTC]
• Payment IP address: [IP Address]
• Payment device: [Browser / OS / Device]
• Amount authorized: [Amount]
• Payment consent: ✅ Accepted payment authorization terms including chargeback acknowledgment

6. Session Continuity

• Session ID: [Internal Session ID]
• All steps completed in single session: ✅ Yes
• Consistent IP address throughout: ✅ Yes / [Details if changed]
• Consistent device throughout: ✅ Yes / [Details if changed]

7. Document Integrity

• Document hash (SHA-256): [Hash Value]
• Document not modified after signing: ✅ Confirmed

Conclusion

This transaction was completed through CHEEZYSign’s multi-step authorization workflow, which required the cardholder to:

1. ✅ Receive and access the document via verified email
2. ✅ Review the document contents (recorded review time: [Duration])
3. ✅ Execute an electronic signature indicating agreement to the terms
4. ✅ Separately and affirmatively authorize the payment of [Amount]

Each step was independently logged with timestamps, IP addresses, and device information, confirming that the same user completed all steps in a single continuous session.

The cardholder also explicitly acknowledged and accepted terms stating that:

• The payment was authorized and deliberate
• The cardholder would not initiate a chargeback on the basis of “unauthorized transaction”
• CHEEZYSign’s audit trail records may be used as evidence in disputes

This evidence conclusively demonstrates that the transaction was authorized by the cardholder and was not fraudulent, unauthorized, or unrecognized. The chargeback should be reversed.

Attachments

1. Full audit trail log (PDF)
2. Signed document with signature certificate (PDF)
3. Payment authorization consent record (PDF)
4. Email delivery confirmation (PDF)
5. IP geolocation report (PDF)
6. Device fingerprint report (PDF)
7. Session continuity log (PDF)

Additional Protective Clauses — Summary of Key Legal Protections Added

For your reference, here is a summary of all major legal protections added or enhanced across all documents:

1. Chargeback Protection (Amendment 13 + throughout)

• Multi-step workflow documented as evidence of authorized transaction
• Comprehensive audit trail (IP, timestamp, email, device, signature, payment authorization)
• Explicit signer/payer consent to transaction and anti-chargeback terms
• CHEEZYSign exempted from all chargeback liability
• Platform users bear all chargeback costs and responsibility
• Indemnification for chargeback-related losses
• Right to report fraudulent chargebacks to law enforcement and fraud databases
• Account suspension for excessive chargebacks
• 7-year evidentiary record retention

2. Fee Transparency and No-Custody Protection

• Clear disclosure: 2.9% + $0.30 → Stripe, 1% → CHEEZYSign
• Explicit statement that CHEEZYSign never holds, custodies, or controls funds
• CHEEZYSign is not a payment processor, money transmitter, or financial intermediary
• No manual processing — everything automated through Stripe
• CHEEZYSign has no ability to issue refunds or reverse charges

3. No Legal Advice / No Guarantee of Enforceability

• Repeated throughout all documents
• CHEEZYSign provides technology only
• Users are solely responsible for legal compliance
• No guarantee that signatures or documents are enforceable

4. Comprehensive Disclaimer of Warranties

• “As is” / “As available”
• No warranty of legal validity, enforceability, or admissibility
• No warranty of uninterrupted or error-free operation
• No warranty that Service meets user requirements

5. Limitation of Liability

• Maximum liability capped at amounts paid to CHEEZYSign (not Stripe) in prior 12 months, or $100
• Exclusion of all indirect, consequential, incidental, punitive, and special damages
• Specific exclusion of liability for chargebacks, payment disputes, third-party actions, data loss, and service interruptions

6. Broad Indemnification

• Users indemnify CHEEZYSign for all claims related to their use, their content, their transactions, their customers, chargebacks, and legal violations
• Survives termination

7. Arbitration and Class Action Waiver

• Mandatory arbitration at CHEEZYSign’s discretion
• Full class action waiver
• 30-day opt-out window

8. Strict Refund Policy

• All fees non-refundable
• No refunds for cancellation, downgrade, unused time, or dissatisfaction

9. Data Retention for Evidence

• 7-year minimum retention of transaction and audit trail data
• Retention survives account termination
• Deletion requests can be declined for dispute protection

10. New Consent Flows (Signers and Payers)

• Pre-signature consent acknowledging review, voluntary signing, and evidentiary recording
• Pre-payment consent acknowledging amount, authorization, anti-chargeback terms, and evidentiary recording
• Post-payment confirmation summarizing all recorded evidence
• Email confirmation with full transaction details

11. Dispute Evidence Package

• Auto-generated chargeback defense evidence package
• Formatted for submission to Stripe, card networks, and banks
• Comprehensive documentation of all authorization steps

12. Force Majeure

• Protection against liability for circumstances beyond control

13. Acceptable Use Policy

• Comprehensive prohibited activities list
• Right to immediate suspension/termination
• Right to cooperate with law enforcement

14. Third-Party Service Disclaimer

• No responsibility for Stripe or other third-party services
• Users agree to third-party terms independently

15. Export Controls and Sanctions

• User representations regarding sanctions compliance
• Protection against liability for sanctioned transactions